Metro Bank logo

Metro Bank

UK challenger bank focused on relationship banking with physical stores, current accounts, savings, and mortgages

BankingAvailable in English
3.0/ 5
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Free account

Founded:2010
HQ:United Kingdom
Regulator:FCA / PRA (UK)
Protection:€100,000

Rating breakdown

Overall
3.0
Fees
3.0
Platform
3.0
Safety
3.5
Product range
3.0

Pros

  • Physical bank stores open 7 days a week — rare for a UK bank
  • First UK bank to partner with AI scam checker (Ask Silver) — innovative fraud protection
  • FSCS protected deposits with quick 10-minute online account opening

Cons

  • UK-only — not available to EU residents
  • Has faced financial challenges and restructuring — smaller balance sheet
  • Limited product range compared to major UK banks

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer