Metro Bank
UK challenger bank focused on relationship banking with physical stores, current accounts, savings, and mortgages
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Rating breakdown
Pros
- Physical bank stores open 7 days a week — rare for a UK bank
- First UK bank to partner with AI scam checker (Ask Silver) — innovative fraud protection
- FSCS protected deposits with quick 10-minute online account opening
Cons
- UK-only — not available to EU residents
- Has faced financial challenges and restructuring — smaller balance sheet
- Limited product range compared to major UK banks
Platform & features
Available on
Key features
Availability
Languages
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer