Nickel
French accessible banking — open an account with Mastercard in 5 minutes at 8,000+ tobacco shops, from €25/year
Rating breakdown
Pros
- Open to 198 nationalities with no income requirements
- Account + card + IBAN in 5 minutes at tobacco shops
- Backed by BNP Paribas — 4M+ accounts opened
Cons
- French only — no English interface
- Basic banking only — no investing or savings products
- Cash deposit/withdrawal fees at some tiers
Platform & features
Available on
Key features
Availability
Languages
Available in 4 countries
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Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer