smava
Germany's best-known loan comparison portal with offers from 20+ banks, TÜV-certified, 4.9/5 eKomi rating
Get notified when smava updates fees, status, or features.
Email alerts coming soon. We will email you when there is something worth telling you about.
Free account
Rating breakdown
Pros
- Compare personal loan offers from 20+ banks instantly
- SCHUFA-neutral credit check — no impact on credit score
- TÜV-certified with 4.9/5 eKomi rating
Cons
- German-only interface — no English support
- Acts as comparison portal, not direct lender
- Interest rates can go up to 19.90% APR for some profiles
Platform & features
Available on
Key features
Availability
Languages
Available in 1 country
Similar platforms
Germany's largest comparison portal offering loan comparisons across hundreds of banks
Award-winning UK digital bank — loans, savings, credit cards, car finance, and Biscuit bank account
TSB personal loans — straightforward lending from a major UK high-street bank
Germany's largest comparison portal — compare loans, insurance, energy, and financial products
Recommended reading
Freo review 2026: personal loans in the Netherlands
Freo review: Dutch lender offering personal loans from EUR 2,500 to EUR 75,000 at 3.9-12% APR. Fully digital, with revolving credit up to 15 years.
Read guide
Best personal loans in the Netherlands: rates and platforms compared (2026)
Compare the best personal loan platforms in the Netherlands for 2026. Freo, Freedom Finance, Credivance, and more compared on APR, loan amounts, and terms.
Read guideYour shortlist
Community
Share your experience
Help other Europeans choose by writing a short, honest review.
What other users say
Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer