smava logo

smava

Germany's best-known loan comparison portal with offers from 20+ banks, TÜV-certified, 4.9/5 eKomi rating

Loans
4.0/ 5
Visit smava

Free account

Founded:2007
HQ:Germany
Regulator:BaFin

Rating breakdown

Overall
4.0
Fees
4.0
Platform
4.0
Safety
4.0
Product range
3.5

Pros

  • Compare personal loan offers from 20+ banks instantly
  • SCHUFA-neutral credit check — no impact on credit score
  • TÜV-certified with 4.9/5 eKomi rating

Cons

  • German-only interface — no English support
  • Acts as comparison portal, not direct lender
  • Interest rates can go up to 19.90% APR for some profiles

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

Available in 1 country

🇩🇪Germany

Similar platforms

Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer