smava
Germany's best-known loan comparison portal with offers from 20+ banks, TÜV-certified, 4.9/5 eKomi rating
Free account
Rating breakdown
Pros
- Compare personal loan offers from 20+ banks instantly
- SCHUFA-neutral credit check — no impact on credit score
- TÜV-certified with 4.9/5 eKomi rating
Cons
- German-only interface — no English support
- Acts as comparison portal, not direct lender
- Interest rates can go up to 19.90% APR for some profiles
Platform & features
Available on
Key features
Availability
Languages
Available in 1 country
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer