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TSB

TSB personal loans — straightforward lending from a major UK high-street bank

LoansAvailable in English
3.5/ 5
Visit TSB

Free account

Part of Sabadell Group

Founded:2013
HQ:United Kingdom
Regulator:FCA

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.0
Product range
3.0

Pros

  • Established UK high-street bank with branch network
  • Part of Sabadell Group — strong financial backing
  • Full range of banking products alongside loans

Cons

  • UK-only — no European coverage
  • Rates may not be the most competitive vs online lenders
  • Limited innovation compared to digital-first lenders

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer