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comdirect Kredit

Lending arm of comdirect (Commerzbank) offering securities-backed loans, overdrafts, and mortgage financing in Germany

Loans
3.5/ 5
Visit comdirect Kredit

Free account

Part of Commerzbank AG

HQ:Germany
Regulator:BaFin (Germany)

Rating breakdown

Overall
3.5
Fees
3.0
Platform
4.0
Safety
4.5
Product range
3.0

Pros

  • Backed by Commerzbank — strong financial stability and deposit guarantee
  • Competitive mortgage rates from 3.38% for 5-year fixed
  • Securities-backed lending for existing depot customers
  • Integrated with comdirect banking and brokerage platform

Cons

  • German only — no English support
  • Germany only — no cross-border lending
  • Overdraft rate of 8.65% is relatively high
  • Consumer loan products relatively limited vs. specialized lenders

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

Available in 1 country

🇩🇪Germany

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer