Zopa
Award-winning UK digital bank — loans, savings, credit cards, car finance, and Biscuit bank account
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Rating breakdown
Pros
- 11-time winner at British Bank Awards — proven quality
- FSCS protected and Trustpilot rated Excellent
- Full banking: Biscuit account, savings, loans, credit card, car finance
Cons
- UK-only — not available in Europe
- Started as P2P lender — banking is relatively new
- Interest rates on loans may not beat high-street banks
Platform & features
Available on
Key features
Availability
Languages
Available in 1 country
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer