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Virgin Money

UK bank merging into Nationwide (April 2026) — current accounts, credit cards, savings, mortgages

BankingAvailable in English
3.5/ 5
Visit Virgin Money

Free account

Part of Nationwide Building Society

Founded:1995
HQ:United Kingdom
Regulator:FCA
Protection:€85,000

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.0
Product range
4.0

Pros

  • Branches committed to stay open until at least 2030
  • Cashback rewards on debit and credit card purchases
  • Merging into Nationwide — strong financial backing

Cons

  • UK-only — no European coverage
  • Brand being absorbed into Nationwide from April 2026
  • May face disruption during merger transition

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer