WeltSparen / Raisin logo

WeltSparen / Raisin

Germany's largest savings platform (Raisin) — 650 deposit offers across European banks from one account

BankingAvailable in English
4.0/ 5
Visit WeltSparen / Raisin

Free account

Part of Raisin GmbH

Founded:2012
HQ:Germany
Regulator:BaFin
Cash interest:3.2%

Rating breakdown

Overall
4.0
Fees
4.5
Platform
4.0
Safety
4.0
Product range
3.5

Pros

  • 650 savings and deposit offers from one account
  • Available in 12 European countries — true pan-European reach
  • Named Best Financial Service Provider by Handelsblatt 2020-2025

Cons

  • Not a bank itself — deposits held at partner banks
  • Savings rates change frequently
  • Investment products limited to ETF portfolios

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

GermanEnglishDutchFrenchSpanishItalianFinnishPolish

Available in 6 countries

🇩🇪Germany🇦🇹Austria🇳🇱Netherlands🇪🇸Spain🇫🇷France🇮🇪Ireland

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer