Barclaycard Kredit
German credit card and personal loans — now rebranded as easybank (BAWAG), €0 annual fee
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Rating breakdown
Pros
- Credit card with €0 annual fee and up to 59 days interest-free
- €50 welcome bonus for new customers
- Tagesgeld savings at 2.0% for first 9 months (up to €250K)
- Flexible repayment options including installment plans
- Worldwide fee-free payments with credit card
Cons
- German language only — no English support
- High revolving credit rate: 19.14% p.a. if not paying in full
- Rebranding from Barclays to easybank may cause confusion
- Limited product range — credit cards and savings only
- Germany only
Platform & features
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Key features
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer