Bon Kredit
German loan broker with 50+ years experience — compares up to 20 banks to find your best rate
Min. deposit: €1,000
Rating breakdown
Pros
- Over 50 years experience with 300,000+ loans disbursed
- Compares up to 20 banks to find best rate — free of charge
- Offers loans even with negative Schufa (credit) entries
- TÜV certified and highly rated on eKomi and Trustpilot
- Fast processing — loans disbursed within 24 hours possible
Cons
- German only — not accessible for non-German speakers
- Germany only — not available in other EU countries
- Loan broker, not a direct lender — acts as intermediary
- APR can reach up to 15.99% for lower credit scores
Fees & costs
No upfront fees. Loan APR 2.79%-15.99% depending on creditworthiness. Loans €1K-€100K, 12-120 months.
| Fee type | Cost |
|---|---|
| Minimum deposit | €1,000 |
Fees as of 23 March 2026. Always verify on the platform's website.
Platform & features
Available on
Key features
Availability
Languages
Similar platforms
Award-winning UK digital bank — loans, savings, credit cards, car finance, and Biscuit bank account
Germany's largest comparison portal offering loan comparisons across hundreds of banks
Germany's best-known loan comparison portal with offers from 20+ banks, TÜV-certified, 4.9/5 eKomi rating
Lending arm of comdirect (Commerzbank) offering securities-backed loans, overdrafts, and mortgage financing in Germany
Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer