
Bon Kredit
German loan broker with 50+ years experience — compares up to 20 banks to find your best rate
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Min. deposit: €1,000
Rating breakdown
Pros
- Over 50 years experience with 300,000+ loans disbursed
- Compares up to 20 banks to find best rate — free of charge
- Offers loans even with negative Schufa (credit) entries
- TÜV certified and highly rated on eKomi and Trustpilot
- Fast processing — loans disbursed within 24 hours possible
Cons
- German only — not accessible for non-German speakers
- Germany only — not available in other EU countries
- Loan broker, not a direct lender — acts as intermediary
- APR can reach up to 15.99% for lower credit scores
Fees & costs
No upfront fees. Loan APR 2.79%-15.99% depending on creditworthiness. Loans €1K-€100K, 12-120 months.
| Fee type | Cost |
|---|---|
| Minimum deposit | €1,000 |
Fees as of 23 March 2026. Always verify on the platform's website.
Platform & features
Available on
Key features
Availability
Languages
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer