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Bon Kredit

German loan broker with 50+ years experience — compares up to 20 banks to find your best rate

LoansBeginner
3.0/ 5
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Min. deposit: €1,000

HQ:Germany
Regulator:BaFin
Min. deposit:€1,000

Rating breakdown

Overall
3.0
Fees
3.0
Platform
3.0
Safety
3.5
Product range
2.5

Pros

  • Over 50 years experience with 300,000+ loans disbursed
  • Compares up to 20 banks to find best rate — free of charge
  • Offers loans even with negative Schufa (credit) entries
  • TÜV certified and highly rated on eKomi and Trustpilot
  • Fast processing — loans disbursed within 24 hours possible

Cons

  • German only — not accessible for non-German speakers
  • Germany only — not available in other EU countries
  • Loan broker, not a direct lender — acts as intermediary
  • APR can reach up to 15.99% for lower credit scores

Fees & costs

No upfront fees. Loan APR 2.79%-15.99% depending on creditworthiness. Loans €1K-€100K, 12-120 months.

Fee typeCost
Minimum deposit€1,000

Fees as of 23 March 2026. Always verify on the platform's website.

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer