Ferratum (Multitude)
Finnish fintech group (rebranded to Multitude) offering consumer loans, SME banking, and wholesale banking across Europe
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Rating breakdown
Pros
- Publicly traded company (Multitude SE) — transparent financials
- Multi-brand: Ferratum (consumer), CapitalBox (SME), Multitude Bank (wholesale)
- Operating across multiple European countries
- 16+ years of industry experience
Cons
- Consumer lending at potentially high interest rates
- Rebranded from Ferratum to Multitude — brand confusion
- Corporate website — consumer products via separate Ferratum portal
- Primarily a lender, not a savings or investment platform
Platform & features
Available on
Key features
Availability
Languages
Available in 11 countries
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer