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Fluro

UK personal loan provider offering £5,000-£25,000 with real personalised rates and flexible repayments

LoansAvailable in English
3.0/ 5
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Free account

HQ:United Kingdom
Regulator:FCA

Rating breakdown

Overall
3.0
Fees
2.5
Platform
3.5
Safety
3.5
Product range
1.5

Pros

  • Real personalised rates — not just representative APR
  • Quick 3-minute application with 24-hour funding
  • Flexible repayments with free overpayments and early settlement
  • Soft credit check for quotes — won't affect credit score

Cons

  • UK only
  • Representative APR 17.9% — not the cheapest
  • Loans only — no savings or investment products
  • £250 fees included in total amount

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer