ING DiBa Kredit logo

ING DiBa Kredit

ING Germany — free current account, 3% savings, securities depot, and personal loans up to €90,000

LoansBeginner
3.5/ 5
Visit ING DiBa Kredit

Free account

Part of ING Group

Founded:1965
HQ:Germany
Regulator:BaFin

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.5
Safety
4.5
Product range
3.5

Pros

  • Free current account with €100 bonus
  • 3% on Extra-Konto savings
  • Auto loan with special interest discount
  • Germany's largest direct bank
  • Financial education initiatives

Cons

  • German-only interface
  • Germany-only service
  • Higher loan rates than some competitors
  • No English support for expats

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer