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Lendable

UK online personal loans platform offering fast same-day funding with 80,000+ Trustpilot reviews

LoansAvailable in English
3.5/ 5
Visit Lendable

Min. deposit: €1,200

HQ:United Kingdom
Regulator:FCA (UK)
Min. deposit:€1,200

Rating breakdown

Overall
3.5
Fees
3.0
Platform
4.0
Safety
4.0
Product range
2.5

Pros

  • Excellent Trustpilot ratings with 80,000+ reviews — strong customer satisfaction
  • Same-day funding available — very fast loan disbursement
  • Soft credit check for initial quote — no impact on credit score

Cons

  • UK-only service — not available to EU residents
  • APR ranges from 8.1% to 48.9% — expensive for lower credit scores
  • Loan fee included in total cost — adds to overall borrowing expense

Fees & costs

Personal loans £1,000–£25,000 from 24.4% APR representative.

Fee typeCost
Minimum deposit€1,200

Fees as of 23 March 2026. Always verify on the platform's website.

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer