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norisbank

German direct bank (Deutsche Bank subsidiary) — free current account with 3.33% savings interest and Mastercard

LoansBeginner
3.0/ 5
Visit norisbank

Free account

Part of Deutsche Bank

HQ:Germany
Regulator:BaFin
Protection:€100,000

Rating breakdown

Overall
3.0
Fees
3.5
Platform
3.0
Safety
4.0
Product range
2.5

Pros

  • Free current account (under 30 or €500+/month income)
  • 3.33% p.a. savings interest for new customers
  • Free worldwide cash withdrawals with Mastercard debit card

Cons

  • German only — no English interface
  • Germany-only availability
  • €3.90/month fee if income below €500 in a given month

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer