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Oakbrook Loans

UK embedded consumer finance and lending platform — personal loans from £500 to £15,000 with APRs from 9.9%

LoansBeginnerAvailable in English
3.0/ 5
Founded:2011
HQ:United Kingdom
Regulator:FCA

Rating breakdown

Overall
3.0
Fees
3.0
Platform
3.0
Safety
3.5
Product range
2.5

Pros

  • Widest customer spectrum of any UK lender — loans £500-£15,000
  • APRs from 9.9% — competitive for non-prime borrowers
  • Proprietary technology platform for fast, digital-first lending

Cons

  • UK-only — no European availability
  • Not a mainstream lender — less brand recognition
  • Higher rates than prime bank loans for many borrowers

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer