Santander Consumer Bank DE logo

Santander Consumer Bank DE

Santander Consumer Bank Germany offering personal loans, auto loans, free current accounts and credit cards

Loans
3.0/ 5
Visit Santander Consumer Bank DE

Free account

Part of Banco Santander

HQ:Germany
Regulator:BaFin
Protection:€100,000

Rating breakdown

Overall
3.0
Fees
3.5
Platform
3.0
Safety
4.0
Product range
3.0

Pros

  • Free current account with up to €200 opening bonus
  • Free credit card and debit card included
  • Part of Banco Santander — one of Europe's largest banks

Cons

  • German-only — no English interface
  • Consumer lending focused — limited investment options
  • Branch network smaller than traditional German banks

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer