Santander
Santander UK offering personal loans, mortgages, credit cards, investments and insurance
LoansAvailable in English
3.5/ 5
HQ:United Kingdom
Regulator:FCA, PRA
Protection:€95,000
Rating breakdown
Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.5
Product range
4.0
3.5out of 5
Pros
- Full-service UK bank with ready-made investments from £20/month
- My First Mortgage with just £10K deposit
- Strong digital banking with insurance cashback offers
Cons
- UK-focused — not available across continental Europe
- Investment fees higher than dedicated brokers
- Capital at risk on investment products
Available products
Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds
Platform & features
Available on
Web platform
Mobile app
Desktop app
API access
Key features
Fractional shares
Savings plan
Demo account
Copy trading
Availability
Languages
English
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer