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Santander

Santander UK offering personal loans, mortgages, credit cards, investments and insurance

LoansAvailable in English
3.5/ 5
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Visit Santander

Free account

Part of Banco Santander

HQ:United Kingdom
Regulator:FCA, PRA
Protection:€95,000

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.5
Product range
4.0

Pros

  • Full-service UK bank with ready-made investments from £20/month
  • My First Mortgage with just £10K deposit
  • Strong digital banking with insurance cashback offers

Cons

  • UK-focused — not available across continental Europe
  • Investment fees higher than dedicated brokers
  • Capital at risk on investment products

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer