Swaper logo

Swaper

P2P lending platform offering up to 14% interest with buyback guarantee, loyalty bonus, and EUR/GBP accounts

LoansAvailable in English
3.0/ 5
Compare with...

Get notified when Swaper updates fees, status, or features.

Email alerts coming soon. We will email you when there is something worth telling you about.

Visit Swaper

Free account

Founded:2016
HQ:Estonia
Regulator:Finantsinspektsioon

Rating breakdown

Overall
3.0
Fees
4.0
Platform
3.5
Safety
2.5
Product range
2.5

Pros

  • Up to 14% annual returns with fixed interest rates
  • Buyback guarantee on loans overdue 60+ days
  • Loyalty bonus of +2% for deposits over €25,000

Cons

  • P2P lending carries higher risk than regulated investments
  • Less transparent than stock market investments
  • Relatively small platform compared to major P2P players

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

EnglishEstonian

Available in 4 countries

🇪🇪Estonia🇩🇪Germany🇪🇸Spain🇵🇱Poland

Similar platforms

Related guides

Recommended reading

Your shortlist

Community

Share your experience

Help other Europeans choose by writing a short, honest review.

Reviews

What other users say

No reviews yet for Swaper

Be the first to share your experience.

Write a review

Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer