Targobank Kredit logo

Targobank Kredit

German retail bank with 340 branches offering personal loans, accounts, savings, and investment products

Loans
3.0/ 5
Visit Targobank Kredit

Free account

Part of Crédit Mutuel Alliance Fédérale

HQ:Germany
Regulator:BaFin
Cash interest:2.8%

Rating breakdown

Overall
3.0
Fees
2.5
Platform
3.0
Safety
4.0
Product range
3.5

Pros

  • 340 branches across Germany for in-person service
  • Part of strong French Crédit Mutuel banking group
  • 2.80% interest on savings with depot transfer

Cons

  • German-only interface — no English support
  • Higher fees than pure online banks
  • Complex product range may overwhelm simple loan seekers

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer